As a matter of fact, most of the cases for personal injury are informally settled before they are taken up with the court. These settlements for disputes are cleared early on by those involved in the incident of injury. Your insurers and attorneys will represent your rationale no matter what side you are on. The process is normally undertaken as a means to negotiate terms which are on followed by an agreement to forgo any further action like pursuing personal Injury lawsuits. Instead, you will choose to resolve the matter through payment of a settlement fee.